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60 Seconds Focusing on Value:

"Thrifty, Not Cheap"

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I speak often about cutting back on spending. That doesn't mean I'm cheap. I just don't like debt. I've had my share of bad spending: the dress on sale that I wouldn't buy at full price, the shoes that are only good in a car and the stocks I didn't know. But I haven't lived beyond my means. Much of the wealth around us came from debt. Now, you can't get a loan which should cut down on debt. So as the ultimate cheapskate, Neal Templin says in The New York Times: Like it or not, Americans may once again return to their roots and start watching every penny. But the trick will be how to cut spending and not make life miserable. I've made my list of cutbacks. Have you?