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60 Seconds Focusing on Value:

"How to Reduce Your Spending"

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Are you looking for ways to cut back on your spending? Jeff Yeager, author of The Cheapskate's Road Map to True Riches, suggests: have buyer's remorse before you buy. To do this: carry an index card listing your dumbest purchases. Force yourself to read it before buying anything. Make buying difficult. The best way to do this: put your credit cards away and pay cash. Try a mandatory one week waiting period before making unnecessary purchases over $10. Take a designated cheapskate with you when you shop just like a designated driver when you party. And lastly, says the ultimate cheapskate, volunteer at a homeless shelter. You'll see how much you already have.